How To Send Money to Someone Using PayPal

Gone are the days when you had to visit the bank and stand in queues to send and receive money. I personally cannot remember the last time I stepped foot in the bank for withdrawals and deposits. Technology has made sending and receiving money much easier and faster. 

PayPal has grown to become one of the top online payment platforms at the moment. With it, you can quickly and easily send money to your friends, family or business vendors. The platform makes it possible to send money to someone without a bank account. All you need is their email address, phone number or PayPal username.

You can send money to someone using PayPal either through the mobile app or the desktop website. Don’t worry, I am here to give you step-by-step guides on how to send money via both methods. So, keep reading to find out. 

How To Send Money Through PayPal Mobile App

How To Send Money Using PayPal App

Sending money to someone through the PayPal mobile app is pretty straightforward. You just need to have a smartphone or tablet, the app, internet connection and your recipient’s details. 

Follow the steps below to send money through the PayPal mobile app:

  1. Open the App and Login: Launch the PayPal mobile app on your smartphone. After opening the app, sign in to your PayPal account using your credentials.
  2. Tap “Send“: Look for the “Send” option and click it. You should find it on the left side of the toolbar at the bottom of the homepage
  3. Enter Recipient’s Details: Input the recipient’s email address or mobile number linked to their PayPal account. You can also access your contacts and pick the recipient from there. 
  4. Enter Amount: Specify the amount you want to send and select the currency. After entering the amount and currency, tap “Next”. 
  5. Select Payment Type: Select “Friends and Family” when sending money to someone you’re familiar with, or “Goods and Services” when paying for a purchase. Sending money to family and friends is free, while sending to business vendors comes with a fee. 
  6. Choose Payment Method: If the default payment method is not what you want to use, you can change it. The payment method could be your linked bank account, credit card, or PayPal balance.
  7. Add Note (Optional): If needed, you can add a note or description for the transaction.
  8. Review and Send: Double-check the details, then hit the “Send Now” button to complete the transaction.

Sending Money to Someone Through PayPal Website

Send Money Through PayPal Website

Aside from the mobile app, you can also access PayPal via the desktop website and send money. All you need is your computer, which could be a laptop or desktop, the recipient’s details and an internet connection.

Below is a step-by-step process on how to send money using the PayPal desktop website:

  1. Visit PayPal Website and Login: Open your preferred browser on your computer, go to the official PayPal website and log in with your details. 
  2. Click on “Send & Request”: Once you’re signed in, tap on “Send & Request” located on the menu bar at the top of the page
  3. Select Your Payment Type: If you are sending money to someone you know, select “Sending to a Friend”. But if you are sending money to a business vendor, select “Paying for an item or service” which attracts a fee. 
  4. Enter Recipient’s Details: Provide the recipient’s email address or mobile number associated with their PayPal account.
  5. Specify Amount: Indicate the amount you wish to send and select the currency. You can also choose to add a note. When you’re done, click “Continue”. 
  6. Select Payment Method: Your default payment method on PayPal will be automatically picked. If your default method is not what you want to use, click “Change Payment Method” before proceeding.
  7. Review and Send: Finally, review all details carefully, and when everything looks good, click “Send Payment Now” to complete the transfer. Once the money has been sent, you will receive a confirmation email. 

Frequently Asked Questions About Sending Money Through PayPal

1. How long does a PayPal transfer take?

The duration of a PayPal transfer can vary. Typically, it may take a few minutes to a few business days, depending on factors like the type of transfer, whether standard or instant and the banks involved.

2. What is the limit you can transfer on PayPal per day?

PayPal has different limits based on account types and user verification levels. Generally, verified accounts may have higher daily transfer limits, and these can range from a few hundred to several thousand dollars. Check your specific account details for accurate information.

3. How do I add money to my PayPal?

You can add money to your PayPal account by linking a bank account, credit/debit card, or gift card. Once linked, you can transfer funds from your bank or card to your PayPal balance. Additionally, you can receive money from others, and that amount will be added to your PayPal balance.

4. How can I receive money from PayPal?

To receive money on PayPal, you need to provide the sender with your PayPal email address or mobile number associated with your account. 

Once they send the funds, you’ll receive a notification, and the money will be credited to your PayPal balance. You can then choose to keep it in your PayPal account or transfer it to your linked bank account.


To wrap it up, sending money through PayPal provides a convenient and secure way to transfer funds to friends, family, or for purchases. Whether using the mobile app or desktop website, the step-by-step process ensures a straightforward experience. 

The process of making transactions through PayPal is simple. However, always remember to double-check the transaction details before confirming your payment.



When Ife isn't reading or writing content, she's laughing at a tweet or burning her data on Netflix. Working hard and playing hard. 😉

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